There are different levels of claims management processes, which get progressively stronger, depending on how much patience we have run out on a particular case and what steps we want to take to get the money we have worked for back. The first step in this process is the payment notice, which is a "soft" recovery step towards the debt owed. We'll write about this briefly now, and also give you a free sample that you can send out straight away.

What can you do if they owe you money?

Whether you are a company and you have not been paid, or you are an individual and you are owed money, you need to find a way to solve this "headache", because in extreme cases it can mean the loss of a company if even one customer does not pay an invoice, so that the company cannot pay your wages, office, expenses. So it is worth taking professional debt recovery seriously.

There are basically three stages to what you can do as a creditor:

• Soft option - a legal but not legally binding step, also known as soft recovery( sendinga payment notice in your own name or by a trusted debt collection partner)‍
• An intermediate solution - although not yet a legal step, it is stronger than a simple payment notice - is to send a lawyer's letter, which is also a notice, but in the name of the lawyer.
• Hard solution - a legal and legally binding, strong recovery step, also known as hard recovery methods(order for payment, or OAPO for short, and its enforcement).

The order for payment (OAPO) is a standard based on EU legislation that is becoming increasingly popular, with nearly half a million cases being started in Hungary each year.

Soft Step: content of a payment notice

In the case of a payment notice, you can choose to entrust a debt collection partner with this, or you can keep it in-house and then you can send the debtor a payment notice in your own name. This can be done by email, telephone or post. We will now give you a starting point for the postal letter.

This is a simple form, which, among other things, precisely indicates

• the recipient,
• as well as the sender, so that the debtor knows who is owed money.
• It tells you when the payment deadline has expired
• and what is the last grace period you have to settle your debt.
• It also includes the amount of the debt and, if applicable, default interest, and the legal consequences of non-compliance.
• The document also gives clear instructions on how and by when you can settle the debt.
• It is important that we can also prove that the debt exists.

You can download it right here

Click on the link below to download the free sample form, which you can fill in and post today. It's worth sending it as a registered letter and you'll receive feedback on the success of the delivery:

Download MINTA for free (.DOCX)

Can't this be done online instead?

The question is a good one and you'll like the answer: Yes, you can! If you don't want the hassle of drafting, sending and mailing a payment notice and would rather get it over with quickly, we can offer you the following alternative

• our digital channel payment reminder module or
• our lawyer letter module, which can also be started online

these two solutions are a softer solution than the order for payment module, where we communicate with the debtor for you. It's worth starting with these, and of course you can also start the order for payment process straight away if you prefer.

If you need a more powerful tool than a writ, you can start an order for payment, which is the only legally binding instrument in Hungary

Good luck in recovering your claim!

‍